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Bills paid.

Cashback earned.

Turn everyday expenses into earning opportunities with the Fluz virtual card. Not every card can help pay your bills, but ours can. And did we mention 1.5% cashback on all payments?

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Disclaimer

Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on that transaction.

Fluz Virtual cards work online everywhere Mastercard is accepted. Fluz Virtual cards work in-store everywhere ApplePay or GooglePay is accepted in stores.

The Fluz Mastercard® Commercial Prepaid Card is issued by Community Federal Savings Bank member FDIC pursuant to license by Mastercard.

1.5% back anywhere debit is accepted

Make the most of your expenses by paying bills with the Fluz Virtual card. With 1.5% cashback, you’ll put money back in your pocket to use wherever and whenever.

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Rewards built for your payments

Turn your cashback rewards into real value by using them to fund your bill payments. With Fluz, your rewards have actual purchasing power, making every dollar count.

You didn’t just
hear it from us

See how other people have saved by paying their bills with Fluz.

Disclaimer

We always keep actual user data private. The examples above are hypothetical and for illustrative purposes only.

Disclaimer

Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on that transaction.

Fluz Virtual cards work online everywhere Mastercard is accepted. Fluz Virtual cards work in-store everywhere ApplePay or GooglePay is accepted in stores.

Earn 1.5%

everywhere

With Fluz you get high-end treatment, no matter where you spend. Everyone gets a top-flight basic rate of 1.5% on everything.

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Supercharge

your cashback at

even more stores

We all deserve more. That's why we offer a way to earn more than 1.5% cashback at select merchants - by purchasing gift cards through Fluz.

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FAQs

Where is the cashback coming from?

The cashback is coming from Interchange. When merchants process the Fluz Virtual Card, they will pay a small fee to the card networks. The card networks will pay part of that Interchange fee back to Fluz. We share part of that fee back with you.

How much can I spend with the Virtual card?

Once your identity is verified, you can generate a Virtual card with a minimum amount of $0.01 and maximum of $100,000 per transaction. You can spend a total of $100,000 per day.

What is the difference between card spend limit & payment total?

You can generate a Virtual card with more balance than you’re intending to spend, just to play it safe. This will appear as your “card spend limit.” If you do not use the full amount, you’ll be charged only for what you spend; the “payment total”. You will not be charged for the amount you set as the card limit.

Are there any hidden fees?

Fluz does not charge any additional fees for the use of Virtual cards. In fact, we give you up to 1.5% cash back. However, foreign currency conversion rates and fees are applied when using the 1-time card internationally.

Can I use Fluz for bills that do not accept card as a form of payment?

At this point, we only support bill payments for merchants that allow you to pay via debit card.