We made a money+ app that gives everyone high-end rewards on every payment. Fluz aims to disrupt the payment experience by making it more social. Positioned at the intersection of social media, payments, and rewards, we are a fast-moving FinTech company experiencing significant growth. We sponsor H1B work visas.

We are seeking a hands-on Compliance Audit & Policy Specialist to show that Fluz’s compliance program works. You will run the day-to-day work of our internal and external audits, keep policies and procedures current and approved, and maintain the control matrix that maps every regulatory and bank requirement to a control, an owner, and evidence that it is operating. You have been through many audits, write clear policy, and can turn a messy set of obligations into an organized, testable control library.

What you will do

• Support internal and external audits
  • Coordinate compliance-related audits, including independent BSA/AML audits, sponsor bank audits, card network reviews, SOC / PCI-related assessments, and state licensing or regulatory exams.
  • Act as the day-to-day contact for auditors and examiners: manage request lists, schedule walkthroughs, and deliver complete, well-organized evidence on time.
  • Carry out internal audit and compliance testing to check that policies and controls work in practice.
  • Track and record audit findings, management responses, and remediation plans, and confirm each item is closed with evidence.
• Maintain policies and procedures
  • Maintain the library of compliance policies and procedures, including BSA/AML, sanctions, KYC/KYB, EDD, transaction monitoring, complaints, marketing, third-party risk, and information handling.
  • Coordinate the annual policy review and approval cycle, including preparing materials for board or committee approval where required.
  • Draft policy and procedure updates when regulations, products, bank requirements, or audit findings change, and communicate changes to the teams affected.
  • Keep version history, approvals, and attestations organized and audit-ready.
• Map controls and demonstrate they work
  • Build and maintain a control matrix that maps regulatory requirements, sponsor bank agreement obligations, and network rules to specific controls, owners, and evidence.
  • Work with control owners in Compliance Operations, Risk, Product, Engineering, and Finance to document how each control is performed.
  • Collect and organize evidence on a regular cadence so we can demonstrate controls are operating without a last-minute scramble.
  • Identify control gaps and weaknesses, recommend fixes, and track them to completion.
  • Report on audit status, open findings, policy status, and control health to compliance leadership.

Qualifications

• 4+ years of experience in compliance, internal audit, external audit, or risk and controls at a fintech, bank, payments company, or audit firm.
• Hands-on experience supporting regulatory exams, independent BSA/AML audits, or bank partner audits.
• Experience writing and maintaining compliance policies and procedures.
• Experience building or maintaining a control matrix, risk and control self-assessment, or GRC framework.
• Working knowledge of AML/BSA, OFAC, UDAAP, Reg E, and sponsor bank oversight expectations.
• Strong organization and documentation skills; able to keep large evidence sets clean and traceable.
• Clear writing for both policy documents and auditor responses.

Preferred Qualifications

• Experience in a sponsor bank / BaaS, card issuing, or payments program.
• Experience with GRC or audit management tools (for example Vanta, Drata, AuditBoard, Hyperproof, or similar).
• Familiarity with SOC 2, PCI DSS, or state money transmission licensing requirements.
• CAMS, CRCM, CIA, CISA, or other relevant certification.

Core Competencies

• Relationship management
• Clear, accurate communication
• Organization and follow-through
• Regulatory judgment
• Cross-functional coordination
• High integrity and discretion

Industry

• FinTech
• Mobile Applications

EEOC

• All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

About Fluz

• Fluz is a collaborative earning app that maximizes your money. Get cashback on everyday spends, earn even more by growing your circle, and make and receive payments with friends. Easy to join and free from hidden fees forever, Fluz gives you so many ways to make what you have go even further.