Chartered by the NCUA in January 2009, 1st Bergen Federal Credit Union was the first credit union in New Jersey to receive a federal charter in over two decades. Sponsored by Greater Bergen Community Action, it serves Bergen County residents who live, work, worship, or study there, focusing on accessible savings and lending for underserved households.

1st Bergen Federal Credit Union stands out for its mission: created in 2009 to bring fair, accessible financial services to Bergen County residents who'd been overlooked by traditional banks. It offers straightforward savings, checking, and loans without the predatory fees found elsewhere. Members who add Fluz to their banking habits can earn cashback simply by loading their accounts or spending with their debit card, turning everyday transactions into extra value. It's a natural pairing � a credit union focused on community empowerment, plus an app that rewards you just for banking and shopping the way you already do.