Based in Cayce, South Carolina, 1st Cooperative Federal Credit Union provides electric cooperative employees, retirees, and eligible family members with access to checking, savings, vehicle loans, energy-efficiency lending, and cooperative-employee banking. The institution combines cooperative ownership with convenient account access and relationship-driven support.

1st Cooperative Federal Credit Union provides a cooperative alternative to traditional banking for electric cooperative employees, retirees, and eligible family members in Cayce, South Carolina. Its services include checking, savings, vehicle loans, energy-efficiency lending, and cooperative-employee banking. Because the institution is owned by members rather than outside shareholders, it can prioritize competitive rates, lower fees, and responsive service. Members should consult the official website or cited source for current eligibility, disclosures, rates, applications, and digital-banking access before publishing or linking this merchant record.