1st MidAmerica Credit Union is a full-service, not-for-profit financial cooperative serving members across Illinois and Missouri since 1934. It offers checking and savings accounts, auto and home loans, credit cards, and business banking services, all built around the credit union model of member ownership and community-focused rates.

Use Fluz to maximize rewards on your 1st MidAmerica Credit Union loan and bill payments. Instead of paying your auto loan, mortgage, or Visa credit card the standard way, purchase a Fluz gift card for your exact payment amount and use it to settle your balance, earning cashback along the way. Fluz stacks with other rewards you may already be using, so your everyday credit union payments can quietly generate extra savings. It's an easy way to get more value out of payments you're already making every month, with cashback landing directly in your Fluz account.