1st United Credit Union has served California's East Bay since 1932, offering checking, savings, auto loans, mortgages, and business banking to members in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, and Kings counties. As a not-for-profit cooperative, it emphasizes local, community-first banking with digital tools for everyday account management.

Use Fluz to maximize rewards on your 1st United Credit Union payments. Instead of paying loans or credit card balances directly, buy a Fluz gift card for the amount owed and apply it to your payment to earn cashback on money you're already spending. Because Fluz stacks with other rewards programs, you can layer this cashback on top of anything else you're earning. It turns a routine credit union payment into an easy opportunity for extra savings, with cashback credited instantly to your Fluz wallet and no added fees.