San Mateo Credit Union
Earn up to 1.5% cashback at San Mateo Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at San Mateo Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Monterra Credit Union is a full-service financial institution, serving members throughout San Mateo County, the City of Palo Alto, and the San Francisco Bay Area. Explore our personal, business and wealth management solutions, including checking accounts, savings accounts, retirement accounts, credit cards, personal loans, mortgages and much more. Bank online, through our mobile app or visit one of our conveniently located branches in San Mateo, Redwood City, Half Moon Bay, South San Francisco, East Palo Alto, and Daly City, California.
San Mateo Credit Union is a California-based financial institution offering a full range of banking services. It provides checking, savings, credit, loans, and mortgages with a focus on member benefits. The credit union also supports community programs and financial education initiatives.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.