Act 1St Credit Union is a community and education credit union serving Cumberland and La Vale, Maryland, with services designed for school employees and local members. Members can access checking, loans, lending options, and digital tools while working with a cooperative financial institution focused on service, accessibility, and long-term financial wellness.

With a member-first approach, Act 1St Credit Union supports school employees and local members throughout Cumberland and La Vale, Maryland. The credit union offers a mix of checking, loans, summer saver accounts, and digital banking services that help members manage money from branch, home, or mobile device. Its value comes from combining practical financial products with community-based service. For added value, Fluz lets members earn cashback on qualifying purchases while keeping the convenience of their existing payment card.