Afgm Enterprises Credit Union
Earn up to 1.5% cashback at Afgm Enterprises Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Afgm Enterprises Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
AFGM Enterprises Federal Credit Union is a Cheektowaga, New York cooperative serving members in the greater Buffalo area. With account options that include savings, loans, and share certificates, this federally chartered institution keeps its focus narrow and personal, delivering NCUA-insured banking with a hometown, member-first approach.
Buffalo-area members know AFGM Enterprises Federal Credit Union as a small institution with a big commitment. From its Cheektowaga office, this cooperative offers savings, loans, and even CDs, treating every member like a neighbor rather than a number. Want your spending to pull its weight too? Open the Fluz app before checkout and buy gift cards for groceries, gas stations, restaurants, and retailers to earn instant cashback. AFGM keeps your money safe and growing in Western New York; Fluz makes sure the wings, wardrobes, and weekly errands you already pay for finally reward you back.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.