African Diaspora Credit Union
Earn up to 1.5% cashback at African Diaspora Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at African Diaspora Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
One of the newest federally chartered credit unions in the country, African Diaspora Federal Credit Union opened in the St. Louis, Missouri area in 2025. Sponsored by the African Diaspora Council, it serves African immigrants and African Americans with checking, savings, business accounts, vehicle and personal loans, and certificates.
History was made in 2025 when the NCUA chartered African Diaspora Federal Credit Union, a groundbreaking St. Louis institution built to empower African immigrants and African Americans through community-focused finance. Members enjoy checking, savings, business accounts, vehicle loans, and certificates, all wrapped in a mission of heritage and economic unity. Amplify that empowerment with Fluz: every gift card you buy through the app earns instant cashback, transforming everyday purchases into fuel for your financial goals. New credit union, new rewards habit; together they help a rising community build wealth on its own terms, one transaction at a time.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.