Alternatives Credit Union
Earn up to 1.5% cashback at Alternatives Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Alternatives Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
What is Alternatives Credit Union
Alternatives Federal Credit Union serves Ithaca and Tompkins County with a mission-driven focus on affordable financial services, wealth building, and support for underserved communities. It offers accounts, loans, business services, and financial tools designed to expand access and strengthen local economic opportunity.
Alternatives Federal Credit Union stands out for its mission to build wealth and expand access to fair financial services in Tompkins County. Members and local businesses can use banking products, loans, savings options, and supportive financial resources designed for community impact. When using Fluz, eligible Alternatives cardholders can earn extra cashback on qualifying purchases, adding everyday savings to a credit union relationship rooted in inclusion and local empowerment.
Frequently asked questions
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.