Ambraw Credit Union
Earn up to 1.5% cashback at Ambraw Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Ambraw Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Ambraw Federal Credit Union has served southeastern Illinois since 1935, taking its name from the nearby Embarras River. Headquartered around Lawrenceville and Mount Carmel, this small member-owned cooperative provides savings, checking, and consumer loans to a close community of select employee groups and their families, emphasizing personal service over branch count.
Named for the winding Embarras River that runs through southeastern Illinois, Ambraw Federal Credit Union has offered honest, community-first banking since 1935. As a small not-for-profit cooperative, Ambraw returns value to members through low loan rates and minimal fees rather than shareholder profits. It's the kind of place where tellers know your name and your goals. Stretch that value further by linking your Ambraw debit card to Fluz, so everyday purchases, bill payments, and even loading your account can earn you cashback. Bank local, save personally, and let Fluz add a rewarding layer to every transaction with Ambraw.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.