American Heritage Credit Union, founded in 1948 as Budd Workers Federal Credit Union, is headquartered in Philadelphia and serves over 325,000 members across Pennsylvania and New Jersey. With more than $5 billion in assets and 35+ branches, it offers checking, savings, mortgages, and insurance as a top-70 U.S. credit union.

Use Fluz to maximize rewards on your American Heritage Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Philadelphia-area credit union payment into extra savings, with cashback landing directly in your Fluz wallet.