Americo Credit Union
Earn up to 1.5% cashback at Americo Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Americo Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Built around the needs of Central and Northern New York members, Americo Credit Union brings local service and modern banking together in New York. Members can access checking, savings, loans, digital banking, and guidance designed for real financial goals. Its credit union model emphasizes member value, responsive service, and long-term community relationships.
Members turn to Americo Credit Union for financial services connected to the communities it serves in New York. The credit union supports Central and Northern New York members with everyday accounts, borrowing options, electronic banking, and member-focused service. Its cooperative approach can be especially useful for households that want practical banking without losing a local relationship. Using Fluz can help members stretch routine spending by adding cashback opportunities at participating brands.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.