Amplify Credit Union, founded in 1967 as IBM Texas Employees Federal Credit Union, is headquartered in Austin and offers fee-free banking to members across all 50 states. It provides checking, savings, home and auto loans, and business banking through five Central Texas branches and digital-first services.

Use Fluz to maximize rewards on your Amplify Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Austin-area credit union payment into extra savings, with cashback landing directly in your Fluz wallet.