APG Federal Credit Union is a Maryland-based, member-owned financial cooperative founded in 1938, serving Harford, Cecil, and Baltimore counties with over $2.4 billion in assets. It offers checking, savings, mortgages, auto loans, and Visa credit cards, with a rewards program that turns everyday banking into tangible member benefits.

Use Fluz to maximize rewards on your APG Federal Credit Union payments. Instead of paying your loan or Visa credit card bill the standard way, buy a Fluz gift card for the exact amount due and use it toward your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you can layer this cashback on top of the perks APGFCU already offers. It's an easy way to turn a routine Maryland credit union payment into extra savings, with cashback credited directly to your Fluz wallet.