Appliance Credit Union is a member-owned financial cooperative based in Cleveland, Tennessee, historically tied to local appliance manufacturing employees. It provides savings and checking accounts, consumer and auto loans, mortgage options, and credit cards, along with a 24/7 mobile app for members throughout the Cleveland, Tennessee area.

Appliance Credit Union has kept banking personal for Cleveland, Tennessee families, growing from its roots serving local manufacturing employees into a full-service, member-owned cooperative. With savings, loans, mortgages, and credit cards available anytime through the ACU Mobile App, everyday finances stay simple and accessible. Pair that convenience with Fluz and your Appliance Credit Union banking earns even more: load funds or use your ACU debit card through the app to collect cashback and rewards on everyday purchases, turning routine banking and shopping into an easy way to save a little extra every month.