Arc Credit Union
Earn up to 1.5% cashback at Arc Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Arc Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
ARC Federal Credit Union serves Altoona, Blair County, and surrounding Pennsylvania communities with loans, affordable rates, online banking, bill pay, eStatements, first-time homebuyer support, and community involvement through donations, education, and local outreach.
ARC Federal Credit Union provides Pennsylvania members with local banking support and a strong community presence in the Altoona and Blair County area. The credit union offers checking and savings services, loans, online banking, bill pay, eStatements, first-time homebuyer assistance, and member education around fraud prevention. Its outreach includes local donation drives and community partnerships, giving the brand a service-oriented personality. ARC members can also use Fluz with an eligible card to earn cashback on qualifying purchases, adding everyday rewards to their cooperative banking experience.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.