Area Community Credit Union has served Grand Forks, North Dakota since 1958, growing from a small local cooperative into a full-service financial institution. Based on South Washington Street, it offers personal banking, auto and recreational loans, mortgages, and online services to residents throughout the greater Grand Forks community.

Since the late 1950s, Area Community Credit Union has been a steady financial partner for Grand Forks families, growing alongside the community it serves while keeping member service at its core. Whether financing a new vehicle, a recreational toy, or your first home, this credit union offers competitive rates without the corporate feel of a national bank. Add Fluz into the mix and you can start earning cashback rewards simply by banking and shopping the way you already do, making your relationship with Area Community Credit Union even more rewarding day to day.