Arizona Federal Credit Union rebranded as Arizona Financial Credit Union in 2022 following a charter conversion, and is the second-largest credit union in Arizona with $3.4 billion in assets and 20 branches. Headquartered in Phoenix, it offers checking, savings, mortgages, and business banking after acquiring Pinnacle Bank and Horizon Community Bank.

Use Fluz to maximize rewards on your Arizona Federal (now Arizona Financial) Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Arizona credit union payment into extra savings, with cashback landing directly in your Fluz wallet.