Arkansas Education Association Credit Union
Earn up to 1.5% cashback at Arkansas Education Association Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Arkansas Education Association Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1978 and based in Little Rock, Arkansas Education Association Federal Credit Union primarily serves NEA-affiliated Arkansas educators, school employees, and their families statewide. For more than four decades it has offered regular savings, IRAs, and vehicle and personal loan financing tailored to the needs of teachers and school staff across Arkansas.
For over 40 years, Arkansas Education Association Federal Credit Union has stood behind the state's teachers and school employees, offering savings plans, IRAs, and affordable auto and personal loans built around an educator's paycheck and schedule. It is a not-for-profit alternative to big banks, owned by and run for the members it serves. Arkansas educators who bank with AEACU can also pair their everyday spending and loan payments with Fluz, unlocking cashback rewards that make managing money for the classroom and the household a little more rewarding.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.