Austin City Employees Credit Union
Earn up to 1.5% cashback at Austin City Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Austin City Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Not the Texas capital but Austin, Minnesota: Austin City Employees Credit Union has served the hometown of Hormel from its 4th Avenue NE office for decades. Municipal workers and their families rely on this cooperative for share savings, loans, and online banking enrollment backed by genuine small-town service.
City workers keep Austin, Minnesota running, and Austin City Employees Credit Union returns the favor. This member-owned cooperative gives municipal employees and their families a trusted place for savings, sensible loans, and convenient online account access, all with the friendliness you expect in southern Minnesota. Why stop there? Fire up Fluz before you shop and collect cashback on gift cards for groceries, home projects, and weekend getaways to the Twin Cities. Fluz rewards stack neatly with your existing cards, so every dollar does double duty while your credit union keeps the rest growing safely at home.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.