B I Credit Union
Earn up to 1.5% cashback at B I Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at B I Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
BI Federal Credit Union takes its name from Brunot Island, the Pittsburgh-area power station where it was founded in 1949. Based in Sewickley, Pennsylvania, it serves energy workers � including employees at the Beaver Valley, Elrama, and Brunot Island power facilities � and their families with share accounts and loans.
Since 1949, BI Federal Credit Union has powered the finances of western Pennsylvania's energy workforce, from its Brunot Island Power Station roots to today's members at Beaver Valley and Elrama facilities. Operating out of Sewickley, this member-owned cooperative delivers federally insured share accounts, competitive dividends, and affordable loans built for power plant families. Electrify your everyday spending too � Fluz turns routine purchases into cashback by letting you buy gift cards for fuel, groceries, restaurants, and retail favorites right from your phone. Collect those rewards on every transaction and channel them into your credit union savings for a brighter bottom line.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.