Bayou Community Credit Union
Earn up to 1.5% cashback at Bayou Community Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Bayou Community Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Bayou Community Federal Credit Union brings hometown banking to Louisiana's bayou region around Houma and Terrebonne Parish. Members access checking and savings accounts, auto and personal loans, and full online banking with mobile access, all delivered by a cooperative that puts local families ahead of profits.
Down on the bayou, banking still comes with a smile. Bayou Community Federal Credit Union serves Houma-area families with checking, savings, auto loans, and online banking that's as dependable as a Sunday gumbo. Because it's member-owned, better rates and lower fees aren't promotions � they're the whole point. Add Fluz to the mix and every trip for groceries, fuel, or takeout can earn you cashback through discounted gift cards, stacking rewards on top of your credit union savings. Louisiana roots, modern tools, and money that multiplies � that's the Bayou Community way of getting ahead.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.