Bcbst Employees Credit Union
Earn up to 1.5% cashback at Bcbst Employees Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Bcbst Employees Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving the workforce of BlueCross BlueShield of Tennessee since the early 1970s, BCBST Employees Credit Union operates from Chattanooga's Cameron Hill campus. Employees and their families gain access to savings shares, checking, vehicle and personal loans, and holiday club accounts through this member-owned workplace cooperative.
Working at BlueCross BlueShield of Tennessee comes with a perk many overlook: your very own credit union. BCBST Employees Credit Union in Chattanooga turns paycheck deductions into real savings, backs members with low-rate loans, and knows your workplace because it lives there too. Ready to boost those benefits? Add Fluz to your routine. Buy gift cards through the app before checkout, from coffee runs to big-box hauls, and collect instant cashback every single time. Between credit union dividends and Fluz rewards stacking up, Chattanooga's BCBST team members can turn everyday spending into serious money back.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.