Bilt Rewards, founded by Ankur Jain in 2019 and headquartered in New York City, is a fintech loyalty platform that lets renters and homeowners earn points on rent and mortgage payments with no transaction fee. It offers a tiered credit card lineup issued by Column N.A., points transferable to 20+ airline and hotel partners, and free rent credit reporting.

Use Fluz to maximize rewards on your Bilt Rewards housing payments. Instead of paying your rent or mortgage bill directly, buy a Fluz gift card for the amount due and use it to make your payment through Bilt, earning cashback on top of the Bilt Points you're already collecting. Fluz stacks with other rewards programs, so you can layer this cashback on top of any transfer bonuses or elite status perks you're chasing. It's a simple way to squeeze extra value out of your largest monthly expense, with cashback credited straight to your Fluz wallet.