Black Hills Federal Credit Union is a member-owned financial cooperative serving communities across South Dakota, Wyoming, and Montana. It offers checking and savings accounts, auto loans, mortgages, business lending, credit cards, digital banking, and local branch support for members who want convenient, community-focused financial services.

Black Hills Federal Credit Union helps members manage everyday banking, borrowing, and long-term financial goals through checking, savings, mortgages, auto loans, credit cards, business services, and online banking. With branches across South Dakota, Wyoming, and Montana, the credit union emphasizes local service and member value. Use Fluz when eligible to pay with your preferred card and earn cashback on qualifying purchases. Combining Fluz rewards with your existing payment method can help members stretch budgets, track spending, and maximize rewards on everyday transactions.