Bread Financial is a tech-forward financial services company that has serviced private label and co-branded credit card programs for major retail brands for over 35 years. Through its bank affiliates Comenity Bank and Comenity Capital Bank, it offers the Bread Cashback and Bread Rewards American Express cards, Bread Savings accounts, and Bread Pay installment financing.

Use Fluz to maximize rewards on your Bread Financial credit card payments. Instead of paying your Comenity or Bread-issued card bill directly, buy a Fluz gift card for the amount due and use it to make your payment, earning cashback on money you already owe. Fluz stacks with other rewards programs, so you can layer this cashback on top of your Bread Cashback or Bread Rewards earnings. It's a simple way to squeeze extra savings out of a payment you're making anyway, with cashback credited straight to your Fluz wallet.