C T A F C Credit Union
Earn up to 1.5% cashback at C T A F C Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at C T A F C Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
CTAFC Federal Credit Union has served Chicago members from its office at 14 S Ashland Avenue since 1968. One of the city's smallest federally chartered cooperatives, it concentrates on core essentials � share savings and affordable loans � giving its close-knit membership a personal alternative to Chicago's large commercial banks.
Chicago is a big-bank town, but CTAFC Federal Credit Union has been the little cooperative that could since 1968, serving its West Loop membership with savings and low-cost loans in a refreshingly personal way. Members know the people behind the counter, and decisions happen locally. Ready to level up those savings habits? Fluz makes it effortless � grab gift cards in the app for coffee runs, rideshares, groceries, and more, and collect cashback on it all. Combine CTAFC's member-first banking with Fluz rewards on daily Chicago spending, and your money starts working double shifts for you.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.