Cadets Federal Credit Union is a community-focused cooperative headquartered in Elma, New York, with a presence in the Buffalo area. It provides members with checking and savings accounts, consumer loans, and home and mobile banking services, emphasizing personalized attention and value for its Western New York membership.

Out in Elma and around Buffalo, Cadets Federal Credit Union proves that great banking does not have to be complicated. Members enjoy straightforward checking and savings, friendly loan options, and handy home and mobile banking that keeps your finances at your fingertips. It is service with a neighborly Western New York touch. Looking to keep more cash in your wallet? Let the Fluz app do some of the work: earn cashback and rewards on the purchases you make anyway, from dining out to filling the tank. Bank local with Cadets, shop smart with Fluz, and watch the everyday savings quietly stack up in your favor.