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Cadets Credit Union

Earn up to 1.5% cashback at Cadets Credit Union.

Pay with a virtual card and earn cashback.

Offer terms

Get 1.5% cashback at Cadets Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Cadets Federal Credit Union is a community-focused cooperative headquartered in Elma, New York, with a presence in the Buffalo area. It provides members with checking and savings accounts, consumer loans, and home and mobile banking services, emphasizing personalized attention and value for its Western New York membership.
Out in Elma and around Buffalo, Cadets Federal Credit Union proves that great banking does not have to be complicated. Members enjoy straightforward checking and savings, friendly loan options, and handy home and mobile banking that keeps your finances at your fingertips. It is service with a neighborly Western New York touch. Looking to keep more cash in your wallet? Let the Fluz app do some of the work: earn cashback and rewards on the purchases you make anyway, from dining out to filling the tank. Bank local with Cadets, shop smart with Fluz, and watch the everyday savings quietly stack up in your favor.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.

Cadets Credit Union