Cal-Ed Federal Credit Union is a member-owned, not-for-profit financial cooperative based in California, Pennsylvania, chartered in 1960 for faculty of California University and the Charleroi School District and since expanded to serve the surrounding Washington County community. It offers savings and checking accounts, IRAs, certificates, loans, credit cards, and online banking.

For over six decades, Cal-Ed Federal Credit Union has put people over profit, growing from a small credit union for California University faculty and Charleroi School District educators into a trusted financial home for the wider Washington County, Pennsylvania community. As a not-for-profit cooperative, Cal-Ed offers friendly service, competitive rates on savings and certificates, affordable loans, and free checking, all designed to help members build financial security together. Alongside banking locally with Cal-Ed, members can also use Fluz to earn cashback and rewards on everyday spending, gift cards, and bill payments, stretching every dollar further while staying loyal to a credit union that truly serves its members.