Capstone Federal Credit Union traces its roots to 1953 and now operates from Aliso Viejo, California as a member-owned financial cooperative serving Orange County. Having recently opened to community membership, it offers checking, savings, credit cards, and competitive loans on autos, RVs, boats, and mortgages, holding close to $39 million in total assets.

What started in 1953 has grown into Capstone Federal Credit Union, a not-for-profit financial cooperative now open to the whole Orange County community from its Aliso Viejo home base. Members get competitive rates on everything from auto and RV loans to mortgages and HELOCs, plus everyday checking and savings without the fees that come with bigger banks. Its recent shift to a community charter means more Southern Californians can finally join in. Add Fluz to your Capstone banking routine and you can earn cashback every time you load your account or swipe your debit card, stacking extra value onto an already member-focused credit union.