Capstone Credit Union
Earn up to 1.5% cashback at Capstone Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Capstone Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Capstone Federal Credit Union traces its roots to 1953 and now operates from Aliso Viejo, California as a member-owned financial cooperative serving Orange County. Having recently opened to community membership, it offers checking, savings, credit cards, and competitive loans on autos, RVs, boats, and mortgages, holding close to $39 million in total assets.
What started in 1953 has grown into Capstone Federal Credit Union, a not-for-profit financial cooperative now open to the whole Orange County community from its Aliso Viejo home base. Members get competitive rates on everything from auto and RV loans to mortgages and HELOCs, plus everyday checking and savings without the fees that come with bigger banks. Its recent shift to a community charter means more Southern Californians can finally join in. Add Fluz to your Capstone banking routine and you can earn cashback every time you load your account or swipe your debit card, stacking extra value onto an already member-focused credit union.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.