Carolina Trust Federal Credit Union, founded in 1958 as Myrtle Beach Air Force Base Federal Credit Union, is a not-for-profit financial cooperative headquartered in Myrtle Beach, South Carolina serving over 40,800 members. It offers checking, savings, auto loans, and mortgages through seven branches across Horry, Georgetown, Marion, and Williamsburg counties.

Use Fluz to maximize rewards on your Carolina Trust Federal Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine South Carolina credit union payment into extra savings, with cashback landing directly in your Fluz wallet.