Carter Bank & Trust, established in 2006 through the consolidation of nine Virginia community banks, is headquartered in Martinsville, Virginia with $4.8 billion in assets. It operates over 60 branches across Virginia and North Carolina, offering personal and business banking, checking, savings, CDs, auto loans, and mortgages.

Use Fluz to maximize rewards on your Carter Bank & Trust payments. Instead of paying your loan, credit card, or mortgage bill directly, buy a Fluz gift card for the amount due and use it toward your payment, earning cashback on money you already owe. Fluz stacks with other rewards programs, so you can layer this cashback on top of any other perks you're using. It's a simple way to turn a routine Virginia or North Carolina bank payment into extra savings, with cashback credited straight to your Fluz wallet.