Founded in 1940, Central Soya Federal Credit Union is a small, member-focused institution headquartered in Decatur, Indiana, originally chartered to serve employees connected to the Central Soya company. Today it holds nearly $30 million in assets and around 1,900 members, offering checking, savings, and loan products from a single branch.

Central Soya Federal Credit Union has kept banking personal for its Decatur, Indiana community for more than 80 years, favoring low fees and genuine member relationships over the impersonal feel of national banks. Whether you need a simple savings account, a car loan, or everyday checking, this credit union has built its reputation on trust and consistency. Pair your Central Soya FCU debit card or account with Fluz to start earning cashback on the purchases and transfers you already make, adding a modern rewards layer to a decades-old, community-rooted financial institution.