Chattanooga First Credit Union
Earn up to 1.5% cashback at Chattanooga First Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Chattanooga First Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
With deep roots in Tennessee's Scenic City, Chattanooga First Federal Credit Union has served area members for generations. It provides checking, savings, auto and personal loans, and convenient online banking, combining not-for-profit values with modern tools so Chattanooga families keep more of what they earn.
Chattanooga knows a good deal when it sees one, and Chattanooga First Federal Credit Union has been proving it for decades. Members across the Scenic City enjoy fee-friendly checking, competitive auto loans, and online banking that keeps up with busy lives, all backed by a not-for-profit mission. Ready to level up your rewards game? Download Fluz and start earning cashback every time you buy gift cards for dining, shopping, or streaming. Your credit union keeps rates fair, Fluz keeps cashback flowing, and together they make every dollar in Chattanooga go noticeably further. Now that's banking with mountain-sized value.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.