Christiansted Federal Credit Union, established in 1952, is a member-owned cooperative based in Christiansted, St. Croix, U.S. Virgin Islands, serving those who live or work within the Christiansted district and their immediate family. It offers share savings and share draft checking accounts, certificates, vehicle and personal loans, debit cards, online banking, insurance, and retirement planning.

Member-owned since 1952, Christiansted Federal Credit Union has spent generations serving the St. Croix community with the kind of warm, personal care and competitive rates that make banking feel like belonging to something local. From share savings and checking to vehicle loans, share certificates, and retirement planning, members are treated as owners, not customers. Living in the Virgin Islands means every dollar counts, and members can also use Fluz alongside their credit union accounts to earn extra cashback and rewards on everyday spending, gift card purchases, and bill payments � making island life a little more rewarding, one purchase at a time.