Citizens Choice Credit Union
Earn up to 1.5% cashback at Citizens Choice Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Citizens Choice Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Citizens Choice Federal Credit Union operates from Saint Catherine Street in historic Natchez, Mississippi. The NCUA-insured cooperative offers share savings, Christmas club accounts, reloadable debit cards, direct deposit, and payroll deduction, plus signature, auto, share-secured, co-signer, and specialty loans priced with everyday members in mind.
Natchez neighbors have a hometown ally in Citizens Choice Federal Credit Union, where savings accounts, Christmas clubs, reloadable debit cards, and affordable signature and auto loans keep local budgets on track. Because it is member-owned, every dollar of earnings flows back into better rates instead of shareholder pockets. Want to stretch those dollars even further? Pair your Citizens Choice account with the Fluz app and earn cashback on gift cards for groceries, gas, and everyday brands � rewards that stack neatly on top of credit union savings. Smart Mississippi money management really can be this simple and satisfying.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.