Citizens Equity First Credit Union, commonly known as CEFCU, is a member-owned financial institution offering personal and business banking, checking, savings, credit cards, auto loans, mortgages, personal loans, investment services, and digital account access for eligible members.

Citizens Equity First Credit Union, operating as CEFCU, provides members with financial services for everyday banking and long-term goals. Its products include checking and savings accounts, credit cards, auto loans, mortgages, home loans, personal loans, business banking, investment services, and online account tools. Members can manage deposits, payments, borrowing, and planning through a cooperative banking model. When eligible, use Fluz to earn cashback on qualifying purchases, stack rewards with your preferred payment method, and get more value from everyday spending.