Personal
avatar logo

Cm Members Credit Union

Earn up to 1.5% cashback at Cm Members Credit Union.

Pay with a virtual card and earn cashback.

Offer terms

Get 1.5% cashback at Cm Members Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Also known historically as Columbus Municipal Credit Union, CM Members Federal Credit Union was chartered in 1961 to serve municipal and sponsor-group employees in Columbus, Mississippi and their immediate families. With one branch, around $14 million in assets, and roughly 1,800 members, it continues operating as a compact, employer-based community cooperative.
Born from Columbus, Mississippi's municipal workforce, CM Members Federal Credit Union has spent over sixty years helping local sponsor-group employees and their families build financial stability with accessible loans and dependable accounts, all handled by a staff that knows its members personally. It's the kind of tight-knit institution that treats every member like a neighbor rather than a number. From loan applications to everyday internet banking, this Columbus, MS credit union keeps things simple, and pairing your account activity with Fluz means you can also earn cashback rewards on the spending you already do.
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.

Cm Members Credit Union