Commerce Bank, founded in 1865 and headquartered in Kansas City and St. Louis, Missouri, is a regional bank holding company (Commerce Bancshares) with over 140 branches serving more than 800,000 households across Missouri, Kansas, Illinois, Oklahoma, and Colorado. It offers personal and business banking, wealth management, and was named to Forbes' 2025 America's Best Banks list.

Use Fluz to maximize rewards on your Commerce Bank payments. Instead of paying your loan, credit card, or mortgage bill directly, buy a Fluz gift card for the amount due and use it toward your payment, earning cashback on money you already owe. Fluz stacks with other rewards programs, so you can layer this cashback on top of your Commerce Bank Visa rewards. It's a simple way to turn a routine Midwest bank payment into extra savings, with cashback credited straight to your Fluz wallet.