Commonwealth Credit Union, founded in 1951 for Kentucky retirees and headquartered in Frankfort, Kentucky, is the largest credit union in the state with $2.57 billion in assets and over 130,000 members. It offers checking, savings, mortgages, and auto loans through 17+ branches, and merged with Eastern Kentucky Federal Credit Union in 2025.

Use Fluz to maximize rewards on your Commonwealth Credit Union payments. Instead of paying your loan or credit card bill directly, buy a Fluz gift card for the amount you owe and use it to make your payment, earning cashback on money you're already spending. Fluz stacks with other rewards programs, so you keep any other perks while adding extra cashback on top. It's a simple way to turn a routine Kentucky credit union payment into extra savings, with cashback landing directly in your Fluz wallet.