Cotton Belt Credit Union
Earn up to 1.5% cashback at Cotton Belt Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Cotton Belt Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Serving Pine Bluff, Arkansas, Cotton Belt Credit Union helps members across Pine Bluff, White Hall and nearby communities with everyday banking, lending, and digital account access. Members can use solutions such as checking, savings, auto loans, mortgages while benefiting from cooperative ownership and community-focused service.
With roots in Pine Bluff, Arkansas, Cotton Belt Credit Union delivers member-owned financial services for members across Pine Bluff, White Hall and nearby communities. Members can access account options, lending support, and digital conveniences such as checking, savings, auto loans, mortgages, loan payments. The credit union�s cooperative structure keeps the focus on member needs rather than outside shareholders. Using Fluz adds another way to stretch everyday purchases, helping members earn cashback on qualifying shopping, dining, travel, and gift card transactions.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.