Councill Credit Union
Earn up to 1.5% cashback at Councill Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Councill Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Councill Federal Credit Union operates on the campus of Alabama A&M University in Normal, Alabama, carrying the name of the university's founder, William Hooper Councill. Recognized as Alabama's only HBCU-based credit union, it provides accounts and loans to students, faculty, staff, and the surrounding community.
History runs deep at Councill Federal Credit Union, named for William Hooper Councill, founder of Alabama A&M University, and proudly serving the AAMU community in Normal, Alabama as the state's only HBCU credit union. Students, faculty, and staff turn here for accounts and loans delivered with genuine campus spirit. Members chasing maximum value should add Fluz to the game plan: purchase gift cards in the app and earn instant cashback on food delivery, fashion, tech, and more. It's a winning combination, a credit union that honors legacy and a rewards app that pays you back for spending you'd do anyway.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.