Directors Choice Credit Union
Earn up to 1.5% cashback at Directors Choice Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Directors Choice Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Director's Choice Credit Union, based in Albany, New York, is the financial specialist for America's funeral profession. Funeral firm owners, employees, trade association members, and their families access checking, savings, share certificates, IRAs, plus vehicle, business, and student loans, all backed by online and mobile banking.
Who takes care of the people who take care of everyone else? Director's Choice Credit Union does. From Albany, New York, this one-of-a-kind cooperative serves funeral professionals nationwide with checking, certificates, IRAs, and loans tailored to the realities of funeral service, from firm financing to student lending. And because every professional deserves perks, pairing membership with Fluz unlocks cashback on gift cards for travel, dining, office supplies, and more, turning routine spending into steady rewards. Thoughtful banking from people who understand your calling, plus money back on daily purchases: a dignified way to strengthen your bottom line.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.