Earning Tree Credit Union
Earn up to 1.5% cashback at Earning Tree Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Earning Tree Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Established in 1958 as UFCW Local #72 Federal Credit Union, Earning Tree Federal Credit Union rebranded to its current name while continuing to serve union grocery and retail workers across northeastern Pennsylvania. Headquartered in Wyoming, PA with branches in Plains, Hazleton, and Back Mountain, it holds over $42 million in assets for 2,000-plus members.
Earning Tree Federal Credit Union grew out of a union hall in northeastern Pennsylvania, and it still carries that same worker-first spirit today, offering share draft checking, competitive loans, and friendly branches from Wyoming to Hazleton. Members get the kind of attentive service that comes from being owned by the people it serves, not distant shareholders. Make your money grow a little more by linking your Earning Tree debit card or account to Fluz, earning cashback rewards every time you load funds or shop. It's an easy way to add extra value to a credit union already rooted in looking out for its members.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.