Emerald Credit Association Credit Union
Earn up to 1.5% cashback at Emerald Credit Association Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Emerald Credit Association Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Emerald Credit Association Federal Credit Union calls Greenwood, South Carolina home. This community-focused cooperative delivers checking and savings products, consumer loans, and convenient online banking. Member-owned and federally insured, it emphasizes accessible service and practical financial tools for households across the Greenwood area, often nicknamed the Emerald City.
Greenwood, South Carolina may be called the Emerald City, and Emerald Credit Association FCU is one of its financial gems. Members get down-to-earth service, competitive loans, and easy online banking from a cooperative that answers to them, not shareholders. Ready to level up your spending too? Fire up Fluz whenever you shop: buy a gift card in the app for restaurants, retail, or gas and collect cashback on the spot. It's an effortless pairing � grow your savings at Emerald, then let Fluz reward the everyday purchases that used to give you nothing back.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.