Employees Choice Credit Union
Earn up to 1.5% cashback at Employees Choice Credit Union.
Pay with a virtual card and earn cashback.
Offer terms
Get 1.5% cashback at Employees Choice Credit Union with a Fluz virtual card.
Available while supplies last.
Valid only at official store locations.
Offers are subject to change - check here before purchasing.
Founded in 1960 as El Cajon Municipal Employees FCU, Employees Choice Federal Credit Union now serves city workers in El Cajon and La Mesa, Helix Water District staff, San Diego County employees, and their families. Branches in both cities offer savings, checking, loans, and convenient e-services.
San Diego County public servants deserve a financial partner that puts people first, and Employees Choice Federal Credit Union has done exactly that since 1960. From its El Cajon and La Mesa branches, this member-owned cooperative offers low-cost loans, dividend-earning accounts, and online tools that make managing money easy. Here is a pro tip for members: shop through Fluz when buying gift cards for dining, fuel, or retail therapy, and watch instant cashback pile up alongside your credit union savings. Smart banking plus smart spending equals more money staying right where it belongs, in your pocket.
What is a Fluz virtual card?
A Fluz virtual card is a digital-only payment card that comes with its own card number, expiration date, CVV, and billing address.
How does cashback work for my Fluz virtual cards?
You earn up to 1.5% cashback on Fluz Virtual Card purchases (sometimes more based on the merchant's offer) with no fees, credit checks, or minimum spend required.
What do I need to do before creating my first virtual card?
Verify your Fluz account by completing identity verification (KYC) and link a bank account to fund purchases.
Where can I use my Fluz Virtual Card, and how do I pay?
Anywhere Mastercard/Visa is accepted, including online and in-store via Apple Pay or Google Pay. If asked, Fluz virtual cards use the same PIN as your Fluz account.
How is my card funded, what are the limits, and when am I charged?
You can fund purchases with your Fluz balance or a linked bank account. You can set a card limit when generating a card, but you're only charged for the amount you actually spend.
Is the Fluz virtual card secure?
Yes. Your card details are protected with Face ID, PIN, or 2FA, and you can lock, unlock, or freeze cards anytime, with additional security controls and real-time alerts.